2026 Inflationary Adjustments and Passbook Rate

Recently, the U.S. Department of Housing and Urban Development (HUD) Offices of Multifamily Housing Programs, Public and Indian Housing, and Community Planning and Development, published the 2026 Annual Inflationary Adjustments and Passbook Rate effective January 1, 2026.

HUD programs subject to Housing Opportunity Through Modernization Act of 2016 (HOTMA) rules and regulations must utilize the HUD-published values to determine income, net family assets, and adjusted income for income examinations, in accordance with the HOTMA Final Rule and Implementation Guidance: Sections 102 and 104.

For questions regarding the Inflationary Adjustments, please contact mfh_hotma@hud.gov.